You may not know it, but you may have already started to live beyond your means. You always have that notion that you are earning something relative, that should be able to pay for the bills, buy food and purchase the things that you want. But you may already be living beyond your means and already walking towards bankruptcy.
Having bad credit can affect a large number of things in your life. One important thing it can affect is getting a loan. If you have a poor credit history, there aren’t going to be many companies that are willing to loan you the money. Learn control and live by important credit principles, and never have to worry about bad credit again.
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