Thinking of a worthwhile Valentine gift, give insurance!

by | February 14, 2018 12:30 am

Today, February 14th is Valentine’s Day when gift of different kinds will exchange hands. People in different capacities show love with gifts to friends and loved ones in celebration of St. Valentine.

In most people’s mind would be, what kind of gift will I present to my loved one, and it will be very well appreciated?

Looking for gifts that will remain indelible in the mind of your family and loved ones, this article suggest you give a kind of gift that will sustain them when you may not be there to provide for them.

Is believed that no amount of love you show your family today with material gifts would linger for long time when you are gone, except a kind of gift that gives them many years Valentine even if you are gone.

Take a life insurance policy that will provide for your family and take care of their needs when you will not be there, and certainly they will not forget you. Now, ask yourself this question?

“Would my death leave anyone in a financial burden?” If your answer is “yes”, it may be time to get serious about shopping for life insurance. It can offer peace of mind, ensuring that your debts or loved ones would be taken care of in the event of your death.

Some of the life insurance from which you can choose is one, term life insurance. Term life insurance is very straightforward. When you choose this type of coverage, you pay for a specific duration of time. During that period, your chosen beneficiary receives the benefits of your policy in the event of your death. You should know that there are subcategories that fall under the category of term life insurance.

Whole life insurance is another type of coverage to consider. This type of policy covers you for your entire life rather than a specific term. A whole life policy will cost more on average and have higher premiums than term life policies, however, the investment potential and lifelong coverage are appealing to some insurance shoppers.

Variable life have more investment opportunities, which includes stocks. This policy type is similar to universal coverage because the returns are either used towards premiums or allowed to accumulate in an account. Your beneficiary receives either the value of the policy, or the value of the policy in addition to a portion of, or the full cash investment returns account.

Saint Valentine’s Day, commonly shortened to Valentine’s Day is an annual commemoration held on February 14 celebrating love and affection between intimate companions. The day is named after one or more early Christian martyrs named Valentine and was established by Pope Gelasius I in 500 AD. It is traditionally a day on which lovers express their love for each other by presenting flowers, offering confectionery and sending greeting cards (known as “valentines”).

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